Dubai is one of the world’s most dynamic and investor-friendly property markets. With zero property tax, high rental yields and a transparent legal framework, Dubai attracts buyers from all over the world looking for lifestyle, ROI and long-term capital growth.

New-Build / Off-Plan Properties

• DLD (Dubai Land Department) fee: 4%

• Oqood registration: AED 5,250

• No annual property tax or capital gains tax
  
  

Payment plans usually include:

• 10–20% booking

• staged payments during construction

• final payment at handover

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Resale (Ready) Properties

• DLD fee: 4%

• Agency fee: ~2%

• Trustee Office fee: AED 4,200–5,000

• NOC fee: AED 500–5,000

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Who Pays the Agency Commission?
In Dubai, standard practice is:

• Buyer pays 2% agency commission for ready properties

• For off-plan, some developers cover commission (depends on project)

Step 1 — Consultation & Property Selection

We define your budget and goals, then curate the best off-plan and ready opportunities based on ROI, location and lifestyle.

Step 2 — Reservation / Booking

Off-plan:

• 10–20% booking fee

• SPA (Sales Purchase Agreement)
   

Ready property:

• Sign Form F (RERA contract)

• Pay 10% security deposit (held at escrow)
   

Step 3 — Mortgage (optional)

Banks offer up to:

• 80% LTV for residents

• 60–70% for non-residents

Approval time: 3–14 days

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Step 4 — NOC (No Objection Certificate)

Developer issues NOC confirming there are no outstanding service fees.

Step 5 — Transfer & Title Deed

At Trustee Office:

• Buyer pays the balance

• Title Deed (Mulkiya) issued

• Keys handed over

• Service charges: AED 10–35 per sq ft/year

• No property tax

• No tax on rental income (personal ownership)

• High ROI: 6–12%

• Strong appreciation during construction

• Tax-free structure

• World-leading safety & infrastructure

• Fast, transparent purchase process